The Court issued an Order approving the settlement on January 14, 2019, and no appeals were filed. If you did nothing to opt out of the settlement, you are a Class Member. Depending on which Benefit Group Type your claim(s) fell under, you will receive the benefits outlined in the Notice and Settlement Agreement. If you recently received a letter directly from State Farm and have questions, please review the FAQs here.
If you had a claim for damage under a State Farm Georgia homeowners insurance policy between January 22, 2008, and February 4, 2018, a class action settlement may affect your rights.
State Farm policyholders have sued State Farm Fire and Casualty Company (“State Farm”), alleging that State Farm breached its homeowners policies in Georgia by not assessing for diminished value arising from claims covered under the policies. “Diminished value” means a loss in value because of physical damage, even after the damage has been fully repaired. An “assessment” for diminished value is finding out whether a particular home has suffered diminished value.
There are two lawsuits asserting these claims:
- One lawsuit (the Thompson case) involves homeowners insurance claims with dates of loss between January 22, 2008 and January 24, 2017 for damage caused by flood, water, or back-up of sewer or drain.
- The other lawsuit (the Long case) involves homeowners insurance claims with dates of loss between January 25, 2011 and February 4, 2018 for damage caused by any of the following: flood, water, back-up of sewer or drain, fire, wind or hail, mold or fungus, or which involved foundation repairs.
On August 10, 2018, the Court entered an Order preliminarily approving the Settlement. The Final Fairness hearing was held on January 7, 2019. The Court issued an Order approving the settlement on January 14, 2019, however the order is not final until the time to file an appeal has expired. The relief provided under the Settlement Agreement will only be provided if the Court’s approval is upheld after any appeals are resolved. Please be patient.
Your rights—and the deadlines to exercise them—are explained on this website and in the Notice.
|YOUR LEGAL RIGHTS AND OPTIONS IN THIS SETTLEMENT|
Stay in this class action. Potentially receive relief as described in the settlement agreement. Give up certain rights.
By doing nothing, you will be part of the settlement class and may potentially receive relief as described in the settlement agreement. But, you give up any rights to sue State Farm separately about the same issues in this class action.
Get out of this class action. Get no relief from it. Keep any rights you may have.
The deadline to exclude yourself from this Settlement passed on December 26, 2018.
Write to the Court about why you don’t like the settlement.
The deadline to object to this Settlement passed on December 26, 2018.
|GO TO A HEARING||
Ask to speak in Court about the fairness of the settlement.
The Final Fairness hearing was held on January 7, 2019.