If you had a claim for damage under a State Farm Georgia homeowners insurance policy between January 22, 2008, and February 4, 2018, a class action settlement may affect your rights.
State Farm policyholders have sued State Farm Fire and Casualty Company (“State Farm”), alleging that State Farm breached its homeowners policies in Georgia by not assessing for diminished value arising from claims covered under the policies. “Diminished value” means a loss in value because of physical damage, even after the damage has been fully repaired. An “assessment” for diminished value is finding out whether a particular home has suffered diminished value.
There are two lawsuits asserting these claims:
- One lawsuit (the Thompson case) involves homeowners insurance claims with dates of loss between January 22, 2008 and January 24, 2017 for damage caused by flood, water, or back-up of sewer or drain.
- The other lawsuit (the Long case) involves homeowners insurance claims with dates of loss between January 25, 2011 and February 4, 2018 for damage caused by any of the following: flood, water, back-up of sewer or drain, fire, wind or hail, mold or fungus, or which involved foundation repairs.
On August 10, 2018, the Court entered an Order preliminarily approving the Settlement. The Court still has to decide whether to issue a final approval of the settlement. The relief provided under the Settlement Agreement will only be provided if the Court approves the settlement and such approval is upheld after any appeals are resolved. Please be patient.
Your rights—and the deadlines to exercise them—are explained on this website and in the Notice.
|YOUR LEGAL RIGHTS AND OPTIONS IN THIS SETTLEMENT|
Stay in this class action. Potentially receive relief as described in the settlement agreement. Give up certain rights.
By doing nothing, you will be part of the settlement class and may potentially receive relief as described in the settlement agreement. But, you give up any rights to sue State Farm separately about the same issues in this class action.
Get out of this class action. Get no relief from it. Keep any rights you may have.
If you ask to be excluded, you won’t receive any of the relief described in the settlement agreement. But, you keep any rights you may have to sue State Farm separately about the same issues in this class action. More information on how to opt out of the Settlement Class can be found here. The deadline for excluding yourself is December 26, 2018.
Write to the Court about why you don’t like the settlement.
You must prepare and submit your objection in accordance with the instructions described in FAQ 13, and in the settlement agreement. The deadline for objecting is December 26, 2018.
|GO TO A HEARING||
Ask to speak in Court about the fairness of the settlement.
The Court will hold a Final Fairness Hearing at 10:00 a.m. on January 7, 2019, at the William A. Bootle Federal Building and United States Courthouse, 475 Mulberry Street, Macon, Georgia, 31201.
You may ask the Court for permission to speak at the hearing by following the procedure for objections outlined in FAQ 13, and in the settlement agreement. You cannot speak at the hearing if you excluded yourself.